The Best Card Offers
Of all the card offers out there right now, these are the ones I recommend
TD Aeroplan Visa Infinite
If Air Canada is part of your travel plans, this card can help you earn toward your next flight while saving money when you actually travel. The current offer gives you up to 50,000 Aeroplan points with the first-year annual fee waived, while perks like free checked bags and 15% off eligible Air Canada flight rewards can stretch your travel budget even further. With the annual fee increasing in January, this is a great time to add an Aeroplan card to your wallet.
Scotiabank Gold American Express
This card can give you up to $950 in welcome offers, including up to 50,000 Scene+ points, plus 4 airport lounge passes and no foreign transaction fees, making it a great card to actually travel with. You can also rack up Scene+ points quickly with 6X at participating Empire grocery stores, then use those points toward almost any travel expense, including hotels, Airbnbs and car rentals. I especially like pairing this card with Aeroplan, so your Aeroplan points can cover the flights while Scene+ takes care of the rest of the trip.
BEST OVERALL
American Express® Cobalt Card
If I could recommend only one travel rewards credit card to most Canadians, this would be it. The American Express Cobalt earns an incredible 5x Membership Rewards points on eligible groceries, restaurants, and food delivery, making it the fastest way for most families to build points with everyday spending.
The current welcome offer is up to 15,000 Membership Rewards points, and while the welcome bonus is modest, the real value comes from the card’s long-term earning power. Membership Rewards points can be transferred 1:1 to Aeroplan and Flying Blue, as well as several other airline and hotel partners, giving you the flexibility to book whichever program offers the best deal when you’re ready to travel. It’s the card I use every day—and the one I recommend most often.